Media Insurance

This insurance category covers many different types of businesses that help complete projects or campaigns. The creators in ad agencies, design firms, marketing and public relation firms have far reaching liability as professionals. Professional liability is considered the most important coverage, as most claims fall under this policy. Unless a unique firm, most creative firms move the process to vendors.

The film, photo & video companies that carry out the creators vision need ample coverage mostly under a DICE policy, as well as proper professional liability. As the project moves into post production editing, effects and other services are taking on a portion of the total liability. These same vendors can be sued by the creators and client for numerous reason, but most lawsuits can be averted with proper insurance.

Also included as part of the finishing process would be direct mail, printing, internet operations, newspapers, TV networks, radio stations, outdoor/indoor advertising and publishers. All these businesses handle time sensitive material and intellectual property and that comes with some risk.

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