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Religious Event Insurance

sunrise tree birdsDepending on the type of religious organization, prices and coverage can vary. Events may be one day or multiple with overnight camping. Be prepared to answer many questions, some may be surprising to you. Keep in mind, some questions will pertain to your religious group and others will not, as religious events can vary widely. An underwriter will scrutinize the risk before writing a policy that will extend coverage to extreme or radical views.

For example, under Christians we find many different kinds of beliefs. It is difficult to properly insure a camp for Catholics because of the abuse scandals. Evangelicals pay more for their events due to the large crowds and passionate speaking that make insurance companies nervous. Muslims are scrutinized heavily, for the political unrest caused by militants around the world.

Although 99% of religious people and groups are honest and peaceful, it is unfortunate that 1% cause serious problems. Again, be prepared to answer question and don’t be offended, the broker is just trying to distinguish you from the few bad apples.

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